Best Aetna Supplemental Health Insurance in 2024 (Top 8 Companies Ranked)
Elephant, Colonial Life, and Costco provide the best Aetna supplemental health insurance, starting from $80 per month. These leading health insurance providers bridge short-term gaps and offer extensive coverage with competitive rates, appealing to individuals in search of discounts and peace of mind.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Apr 24, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider. Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Apr 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider. Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Full Coverage Aetna Supplemental Health
A.M. Best Rating
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202 reviewsCompany Facts
Full Coverage Aetna Supplemental Health
A.M. Best Rating
Complaint Level
202 reviews
Elephant distinguishes itself as the top choice for best Aetna supplemental health insurance provider, presenting competitive rates beginning at $80 per month for comprehensive coverage.
In collaboration with Colonial Life and Costco, they guarantee cost-effectiveness and superior protection tailored to meet individuals’ supplemental health insurance requirements.
Our Top 8 Company Picks: Best Aetna Supplemental Health Insurance
Company Rank Enhanced Health Discount A.M. Best Best For Jump to Pros/Cons
#1 24% A+ Cash Benefits Elephant
#2 20% B++ Voluntary Benefits Colonial Life
#3 23% A Global Reach Costco
#4 18% A Financial Strength Cigna
#5 19% A+ Brand Recognition Allstate
#6 22% A Comprehensive Coverage MetLife
#7 21% A+ Retirement Solutions Transamerica
#8 17% A- Medicare Advantage Humana
Backed by robust financial stability and positive customer reviews, individuals rely on these insurers to effectively protect their health and well-being from diverse risks. Enter your ZIP code to promptly compare health insurance options.
When employer-provided coverage isn’t accessible, individuals have health insurance alternatives such as personal plans from the health insurance marketplace. Discover the cost of private health insurance through our guide, and compare policies from local providers.
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#1 – Elephant: Top Overall Pick
Pros
- Extensive Protection: As outlined in our Elephant insurance review, Elephant provides a comprehensive suite of insurance products, including supplementary health coverage.
- User-Friendly Online Tools: Elephant offers convenient self-service options for managing accounts and paying bills online, ensuring a seamless customer experience.
- Reputable Brand: Elephant’s trusted reputation in the insurance industry may inspire confidence among individuals seeking supplemental health insurance.
Cons
- Information Limitations: Elephant’s supplemental health insurance policies lack detailed information, potentially leaving customers with unanswered questions.
- Privacy Concerns: Elephant’s utilization of targeted online advertising strategies might raise privacy apprehensions for certain customers.
#2 – Colonial Life: Best for Voluntary Benefits
Pros
- Comprehensive Protection: Colonial Life presents a wide array of supplemental health insurance plans, ensuring comprehensive coverage to suit individual needs.
- Tailored Assistance: With an extensive network of agents, Colonial Life delivers personalized support and guidance to policyholders.
- Financial Security: As highlighted in our Colonial Life insurance review, the company’s strong reputation guarantees financial stability and reliability for its customers.
Cons
- Minimal Online Resources: Colonial Life’s online platform might lack advanced functionalities, potentially limiting user experience.
- Premium Concerns: The cost of premiums, particularly for supplemental health insurance, could be comparatively higher, requiring careful consideration from potential policyholders.
#3 – Costco: Best for Global Reach
Pros
- Cost-Effective Premiums: Costco insurance presents competitive rates, potentially leading to significant annual savings in comparison to conventional health insurance options.
- Personalized Protection: Policies offered by Costco insurance can be tailored to meet the unique requirements of individual customers.
- Convenient Mobile App Functionality: The Costco app boasts features such as trip monitoring, car health diagnostics, and alerts for street sweeping, enhancing user convenience.
Cons
- Policy Restrictions: As outlined in our Costco insurance review, certain policy restrictions may pose inconvenience for some users.
- Availability Limitations: At present, the services provided by Costco insurance are limited to specific states, potentially restricting access for some customers.
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#4– Cigna: Best for Financial Strength
Pros
- Superior Client Care: Cigna is celebrated for its outstanding customer service, consistently earning top marks in satisfaction surveys and providing tailored support to its clientele.
- Cost-Effective Pricing: Cigna offers competitive rates across its range of insurance products, including auto, home, and life insurance, complemented by discounts for its members.
- Exclusive Membership Perks: Cigna extends access to unique benefits such as financial planning services and discounted rates on a variety of products and services.
Cons
- Limited Membership Eligibility: Membership with Cigna is restricted solely to military personnel and their eligible family members.
- Geographic Availability Constraints: As highlighted in our Cigna insurance review, not all insurance offerings may be accessible in every serviced location.
#5 – Allstate: Best for Brand Recognition
Pros
- Outstanding Claims Handling: As evidenced in our Allstate insurance review, their proficiency in managing claims is crucial for dependable health coverage.
- Focus on Customer Satisfaction: Allstate places a high emphasis on ensuring customer contentment, as reflected in favorable testimonials and dedicated client assistance.
- Competitive Pricing: Allstate presents competitive pricing options, offering prospective savings for individuals in search of supplemental health insurance.
Cons
- Restricted Reach: Allstate’s services are confined to specific states, limiting accessibility for those seeking supplemental health insurance outside these areas.
- Lack of Allstate Certification: The absence of participation in the certification program raises questions regarding Allstate’s recognition within the insurance industry.
#6 – MetLife: Best for Comprehensive Coverage
Pros
- Financial Strength: MetLife insurance group’s A rating from A.M. Best guarantees robust reliability.
- Diversity and Equity: MetLife’s dedication to diversity makes them well-suited for inclusive coverage.
- High Customer Retention: With over 90% customer retention, MetLife stands as a favored choice.
Cons
- Narrow Insurance Focus: MetLife may provide a more limited array of options for supplemental health insurance.
- Agent Accessibility: According to our assessment in the MetLife insurance review, access to agents may be restricted in specific regions.
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#7 – Transamerica: Best for Retirement Solutions
Pros
- Financially Stable: Transamerica guarantees the fulfillment of long-term obligations such as policy payouts.
- Tailored Policies: As outlined in our Transamerica insurance review, they provide adaptable coverage customized to individual requirements.
- Outstanding Service: Transamerica consistently delivers exceptional customer support.
Cons
- Elevated Premiums: Transamerica’s supplemental health insurance may entail relatively higher costs.
- Restricted Accessibility: Access to Transamerica’s policies may be limited for certain demographics.
#8 – Humana: Best for Medicare Advantage
Pros
- Top-Tier Whole Life Protection: Humana offers premium Aetna supplemental health insurance plans, ensuring long-term financial security.
- Exceptional Service: Renowned for its outstanding customer support, Humana insurance agents provide personalized assistance, enhancing overall satisfaction.
- Community Engagement: Humana insurance actively contributes to community well-being, earning praise from socially conscious customers.
Cons
- Limited Geographic Coverage: According to our Humana insurance review, their services may have geographic restrictions, posing challenges for those outside their operational areas.
- Price Fluctuations: While comprehensive, Humana insurance’s pricing may not always be the most competitive, prompting cost-conscious customers to consider other options.
Health Supplement Insurance
Supplemental insurance, also known as benefit coverage, fills gaps left by primary medical policies. Often used with Medicare, these plans, called “Medigap,” offer various options from different companies.
They cover expenses like copayments, deductibles, and hospitalization. Make sure to explore these options thoroughly to ensure comprehensive health insurance coverage types for your health needs. Enter your ZIP code now to compare.
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Aetna’s Medicare Supplement Insurance Plans
Aetna, one of the nation’s top three health insurance companies, offers a variety of supplemental insurance plans for Medicare policyholders. Their plans, labeled with alphabet letters, include options like A, B, C, D, F, G, K, L, M, and N.
Aetna’s Medicare Supplement Insurance Plans
| Plans | Description |
|---|---|
| Plan A | Full coverage for Part A hospital, hospice, and coinsurance, plus 100% coverage for the first three pints of blood and Part B coinsurance. |
| Plan B | Same as Plan A, but includes Part A deductibles. |
| Plan C | Comprehensive coverage, including 100% for Part A and B, blood, skilled nursing, and 80% for emergency foreign travel. Not available for those eligible for Medicare after January 1, 2020. |
| Plan D | Similar to Plan B with additional 80% coverage for foreign travel emergencies. |
| Plan F | Covers most expenses at 100%, except for urgent foreign travel at 80%. High-deductible plan available similarly to Plan C. |
| Plan G | Extensive coverage, including 100% for Part A and B, blood, hospice, skilled nursing, Part A deductibles, and 80% of emergency foreign travel. High-deductible plan. |
| Plan K | Covers 100% of Part A and 50% of Part B, blood, hospice, skilled nursing, and Part A deductible. |
| Plan L | Same as Plan K but increases Part B coverage to 75%. |
| Plan M | Covers 100% of Part A and B, hospice, blood, skilled nursing, 50% of Part A deductible, and 80% for foreign travel emergencies. |
| Plan N | Similar to Plan B but requires co-payments for doctor and emergency room visits. |
As you consider your healthcare coverage, choose the right health insurance coverage carefully to ensure they meet your needs. Don’t hesitate to reach out to Aetna or a licensed insurance agent for assistance in selecting the most suitable plan for you.
Aetna Medicare Supplemental Insurance Policies
Aetna Medicare Coverage
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Aetna Supplemental Insurance Coverage
Case Studies: Aetna Supplemental Insurance
- Case Study 1 – Accident Coverage: John, a construction worker, faced a severe accident, and the insurance covered his remaining medical expenses, providing financial relief for him and his family.
- Case Study 2 – Dental Care: Lisa, a full-time employee, utilized Aetna’s supplemental insurance for dental coverage, easing the financial burden of her extensive dental treatment and ensuring she received necessary care worry-free.
- Case Study 3 – Vision Care: Sarah, a freelance graphic designer, opted for Aetna’s supplemental insurance for vision care, ensuring she could afford regular eye check-ups and prescription glasses to maintain her vision for work and personal life.
Aetna Supplemental Insurance: The Bottom Line
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Frequently Asked Questions
What does Aetna supplemental insurance cover?
Aetna offers supplemental insurance policies for accidents, illness, dental care, and vision care. They also provide group and individual policies with cash rewards that can be used for various expenses.
Should I buy Aetna supplemental insurance?
Aetna is a reputable insurance quote provider with high financial strength and positive customer service ratings. If you need additional coverage and can afford it, Aetna supplemental insurance could be a good option.
How much is Aetna supplemental insurance?
The cost of Aetna supplemental insurance varies depending on the specific policy you choose. Rates differ for different plans and individuals. It’s best to get quotes directly from the company and compare them with other providers. Enter your ZIP code now.
Are there other options besides Aetna supplemental insurance?
While Aetna offers strong policy options, it’s important to research and consider alternatives. Depending on your needs, you may want to explore accidental death life insurance or other supplemental insurance providers to ensure comprehensive coverage.
Is Aetna supplemental insurance worth it?
What is health supplement insurance?
Health supplement insurance, also known as supplemental health insurance, is a type of insurance policy that provides additional coverage beyond what is offered by your primary health insurance plan. It helps cover expenses that may not be fully covered by your primary health insurance, such as copayments, deductibles, and services that are not covered by your primary plan. Enter your ZIP code to compare.
Are Aetna Medicare Supplemental insurance policies cheaper?
Does Aetna offer full Medicare coverage?
What does Aetna supplemental insurance cover?
What is covered under Aetna critical illness plan?
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.
