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How much is insurance for a new driver?

Insurance Q&A: How much is car insurance for a new driver? Auto insurance rates for a new driver can vary widely depending on several individual factors which include the type of vehicle to be insured, to the types of insurance you’re looking into. If you’re new to this country or have a newly licensed teen, you...

Insurance Q&A: How much is car insurance for a new drive...

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What is a named insured?

Insurance Q&A: “What is a named insured?” You may come across this term when you are shopping for insurance coverage. While there shouldn’t be any trouble figuring out who a particular named insured will be for an insurance policy, it’s important to understand why an individual (or entity) is a named insured and what rights/obligations...

Insurance Q&A: “What is a named insured?” You may co...

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What is an auto insurance ID card?

Do you have an insurance card or other proof of insurance? Hopefully you’re not asking this question because you were pulled over while driving uninsured. Put simply, an “auto insurance ID card” is a document that demonstrates evidence of financial responsibility or insurance coverage. The exact verbiage varies from state to state. Your plan can...

Do you have an insurance card or other proof of insurance? H...

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Mileage-Based Car Insurance: A Good Idea?

Mobile phone companies rake in millions of dollars each year on overage charges, lovingly known as “overages.” You buy a specific number of minutes to save a few bucks on your bill, then you unknowingly “go over” and are hit with a bill that costs hundreds more than the “unlimited” plan you didn’t opt for....

Mobile phone companies rake in millions of dollars each year...

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What is a statement of no loss?

Okay, so you’ve missed your insurance payment and you coverage has lapsed. Yeah, that’s right; insurance is a no-pay, no-play game. If you don’t make a timely payment within the “grace period,” your coverage stops. If we’re talking about your car insurance, pull over. Don’t risk driving uninsured. The consequences can be dire. Try to imagine...

Okay, so you’ve missed your insurance payment and you cove...

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Do I need full glass coverage?

Here’s what you need to know… Some windshield damages will be covered under a full coverage insurance policy Full glass coverage will cover all incidents of windshield damages Full glass coverage often only costs a few dollars per month Full glass coverage is a cost-effective option to add complete windshield protection to your auto insurance...

Here’s what you need to know… Some windshield da...

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Do I need insurance to buy a used car?

Insurance Q&A: Do I need insurance to buy a used car? The devil is in the details when it comes to answering this question. While it is mandatory in nearly every state to have at least minimum car insurance coverage (liability-only) to operate a motor vehicle on a public road, it is not mandatory to...

Insurance Q&A: Do I need insurance to buy a used car? Th...

Commercial Auto vs. Personal Auto vs. Business AutoPost

Commercial Auto vs. Personal Auto vs. Business Auto

If we haven’t lost you already, read on and we’ll try to provide a basic overview of the differences between three common types of auto insurance policies. It can seem like it’s overwhelming at first, with all the details you need to give to providers, about whether or not the car you’re getting protection for...

If we haven’t lost you already, read on and we’ll try to...

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Is it bad to let insurance coverage lapse?

Spoiler alert! Yes, it is generally bad news to allow any sort of insurance lapses to occur, no matter what insurance company you’re working with or what sort of coverage you’re paying for. There are penalties involved that could end up causing you a massive amount of stress. And if you think grace periods are...

Spoiler alert! Yes, it is generally bad news to allow any so...

Top 10 Lies Told By Insurance Agents and Their CustomersPost

Top 10 Lies Told By Insurance Agents and Their Customers

The relationship between an insurance agent and an insured should be a close one, built on mutual respect and most of all, trust. Of course, there may be complaints on both sides. You may feel like your agent only calls you when he or she needs money, and your agent may feel like you only...

The relationship between an insurance agent and an insured s...

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Does my insurance cover windshield replacement?

Insurance Q&A: “Does my insurance cover windshield replacement?” It has already happened or likely will at some point in your driving career. A rock will get kicked up in the air by someone else’s tire on the highway…and as a result, your windshield will get cracked. Seems pretty unfair, right? Well, once you’ve dealt with...

Insurance Q&A: “Does my insurance cover windshield rep...

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Allstate Value Plan Review [2024]

This Allstate Value Plan review will cover the rates, if you should upgrade, and if the acclaimed Allstate Platinum Plan is actually worth the extra cost. Though the Allstate Value Plan frequently appears on television nowadays and is advertised as the best protection plan you can get for your money, there isn’t actually a whole...

This Allstate Value Plan review will cover the rates, if you...

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How much does insurance go up with one point?

If you find yourself worrying about points on your record, you may be asking, “How much does insurance go up with one point on my driver’s license?” or “How much will my car insurance go up with three points?” The answer may surprise you. The rate increase is not always a direct cause and effect....

If you find yourself worrying about points on your record, y...

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Overcharged for insurance?

Like it or not, insurance takes a good chunk out of just about everyone’s budget. But what’s worse is being “overcharged for your insurance.”Read More: Types of Car Insurance Coverage Of course, the phrase “overcharged” implies price gouging of some kind, which probably isn’t the case in the largely homogenous insurance realm. Put another way,...

Like it or not, insurance takes a good chunk out of just abo...

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Is car insurance more expensive in California?

Insurance Q&A: “Is car insurance more expensive in California?” Yes and No. You might expect to automatically pay more for insurance in California because everything seems to be more expensive. The truth is there’s no tax on Californians simply because of the state. With its size, rates vary wildly depending on what part of California...

Insurance Q&A: “Is car insurance more expensive in Cal...

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Is insurance cheaper when you’re married?

Insurance Q&A: “Is insurance cheaper when you’re married?”Read More: Types of Car Insurance Coverage For the record, no one is going to believe you’re putting off asking her to marry you because you’re worried about your car insurance costs. If that’s what’s holding you back, you may want to consider cutting your losses… But in...

Insurance Q&A: “Is insurance cheaper when you’re mar...

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Is insurance cheaper if you own the car?

Insurance Q&A: “Is insurance cheaper if you own the car?” It certainly can be cheaper, but the answer is really up to you. Auto insurance policies offer multiple coverage types for drivers. You just need to find the right insurance company to go through.Read More: Types of Car Insurance Coverage Typically, you are required to...

Insurance Q&A: “Is insurance cheaper if you own the ca...

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Is car insurance transferable to another vehicle?

Insurance Q&A: “Is car insurance transferable to another vehicle?” We here at TTAI aren’t exactly sure what’s being asked. So we’ll provide some general information on this topic by the way of a few examples. In many cases, the simple answer is yes. But the devil is in the details. Sometimes, you have to take...

Insurance Q&A: “Is car insurance transferable to anoth...

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How much does insurance go up after a ticket?

Insurance Q&A: “How much does insurance go up after a ticket?” If we had a nickel for every time we were asked this question, we’d be able to afford our car insurance! These types of questions are common around here, and come in many variations. How much does insurance go up after an accident, a...

Insurance Q&A: “How much does insurance go up after a ...

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Is insurance for a two-door car expensive?

Insurance Q&A: “Is insurance for a 2-door car expensive?” Not every driver is going to be concerned about how many doors come with their car, but sometimes it just matters! But just to be clear, are we talking about a 2-door Yugo? Those aren’t too expensive to insure to the best of our knowledge.Read More:...

Insurance Q&A: “Is insurance for a 2-door car expensiv...

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