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PostInsurance Q&A: “Is insurance cheaper for older cars?” If you’re a driver who is into collecting antique, older vehicles, you may have wondered this from time to time. Even if we’re only talking about older models rather than vintage ones, the answer to this age old question is a big, fat maybe. Glad we could...
Insurance Q&A: “Is insurance cheaper for older cars?�...
PostInsurance Q&A: “How do insurance companies find out about speeding tickets?” First thing first: drivers who like to live in the fast lane, slow down! Statistics show that ‘speeders’ typically have more accidents and that speed is a significant factor in how severe a particular accident can be. Drivers who cruise at high speeds are...
Insurance Q&A: “How do insurance companies find out ab...
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PostInsurance Q&A: “Why do insurance companies total cars?” When it comes down to it, the insurance industry is a “for-profit” outfit. They charge you for collision and comprehensive coverage based on the value of your vehicle. You then pay for the amount of liability insurance you want. State minimums are relatively low, but some policies...
Insurance Q&A: “Why do insurance companies total cars?...
PostIt’s that time again, where we look at a common insurance match-up. Today’s contenders: “Liability vs. medical payments coverage.” So what’s the difference between liability and medical payments coverage? Usually a substantial amount of money! Seriously though, TTAI gets a lot of questions about these two coverage types…specifically, why you would need medical payments coverage...
It’s that time again, where we look at a common insura...
PostMost consumers these days seem to be looking for simple ways to save a buck or two on their car insurance. Fortunately, there are several ways to accomplish this feat with very little work. Let’s look at the top 10 ways consumers can reduce their auto insurance costs. And while you’re here, you might want...
Most consumers these days seem to be looking for simple ways...
PostIf you have incidents like accidents or traffic citations on your record, some insurance companies offer programs like accident forgiveness or ticket forgiveness, which can save you money. Some insurance carriers may provide ticket forgiveness as a reward for good driving by applying a discount to your policy, while others provide it as optional coverage...
If you have incidents like accidents or traffic citations on...
PostYou’ve likely seen the commercials by now. You may be wondering exactly how this service works and what the benefits are. It may seem too good to be true, and many ask a simple question: what’s the charge? How much is an insurance company going to make bringing your rental car to you? Especially if...
You’ve likely seen the commercials by now. You may be wond...
PostInsurance Q&A: “Why do insurance companies have deductibles?” Not a bad question. After all, we pay insurance premiums so the insurance company will take care of us in the event we have a property damage claim on our homeowner’s insurance policy or physical damage to our vehicle. What gives with taking our hard earned money...
Insurance Q&A: “Why do insurance companies have deduct...
Post“OK, Mrs. Thompson, your premium is going to be a very favorable…oh, wait a second…I am seeing an insurance claim you filed a few years back on your homeowners insurance. That’s going to significantly impact your premium.” If you’ve heard this or anything like the scenario above, or anything such as the statement, “you still...
“OK, Mrs. Thompson, your premium is going to be a very fav...
PostIt should be noted that there are thousands of car insurance companies out there with almost unlimited ways of determining insurance premiums. And there are likely a bunch of them that decrease car insurance premiums for those over the age of 21. Although, a discount for turning the legal drinking age seems a little counter-intuitive....
It should be noted that there are thousands of car insurance...
PostInsurance Q&A: “Is insurance included when you lease a car?” If the leasing company you’ve decided to go with is including car insurance as part of the lease agreement, don’t sign it!Read More: Types of Car Insurance Coverage Odds are the car insurance you’re being offered is simply an additional ‘convenience’ option provided by the...
Insurance Q&A: “Is insurance included when you lease a...
PostInsurance companies check grades only if you are applying for a good student discount. These car insurance discounts can be a great way to save on a policy, as adding a teen driver to an insurance policy can make rates double. The good student discount affords a break in premium for students who maintain a...
Insurance companies check grades only if you are applying fo...
PostInsurance Q&A: “Is insurance cheaper for cars or trucks?” A question that many drivers have, considering it could be the deciding factor of which vehicle they end up purchasing. The answer, however, depends on what type of car and what type of truck we’re talking about.Read More: Types of Car Insurance Coverage If you’re comparing...
Insurance Q&A: “Is insurance cheaper for cars or truck...
PostSo you’ve decided to lease a new car rather than buy it outright, congratulations! You’re going to make a leasing company out there very happy. While there’s heated debate about which option is more cost effective in the long run, the insurance side of the decision is really a non-issue. Insurance premiums can be higher...
So you’ve decided to lease a new car rather than buy it ou...
PostHere’s what you need to know… Car insurance for convertibles is more expensive Repairs are more expensive for convertibles Convertibles are more easily stolen Will the insurance cost of a convertible be higher than any other vehicle? Owning a convertible is cool, but being cool isn’t cheap. Are insurance rates different by car? The short...
Here’s what you need to know… Car insurance for ...
PostInsurance Q&A: “Are online insurance quotes accurate?” The internet has changed the face of insurance sales. Millions of Americans are hitting the web to do their insurance shopping nowadays.Read More: How much car insurance coverage do you need? And like everything else viewed and purchased on the internet, you can win or lose depending on...
Insurance Q&A: “Are online insurance quotes accurate?�...
PostEver heard of a “broad form auto insurance” policy? This type of auto insurance is usually dirt cheap, as it only provides liability insurance (uninsured motorist coverage and personal injury protection can be added), and eliminates the variable of risk for the insurer by excluding every human being on the planet, other than the named...
Ever heard of a “broad form auto insurance” policy? This...
PostEsurance stands out as a prominent name in the insurance industry, offering a diverse range of insurance products. But what exactly does Esurance offer, and how does it fare in the competitive insurance market? We’ve done the research and compiled some useful information regarding Esurance and their suite of insurance offerings. Perhaps most interesting, they...
Esurance stands out as a prominent name in the insurance ind...
PostYou’ve just purchased one metric ton of salsa, a 50-inch television set and a two-person kayak…don’t forget the car insurance! Costco, similar to many other large corporations with any existing customer base, offers insurance products to their army of bulk purchase super-savers. How you ask? The same way Geico and Progressive (at least they are...
You’ve just purchased one metric ton of salsa, a 50-inch t...
PostThe Truth in a Nutshell Allstate car insurance discounts are varied and offer savings up to 45 percent Stacking multiple discounts will save you even more money Compare car insurance rates with discounts to see has the best deal Allstate car insurance discounts are a great way to lower your rates. There are so many,...
The Truth in a Nutshell Allstate car insurance discounts are...
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